The recent vegetation fire in Dublin area prompted me to put this information out on my blog. Understand your Homeowner’s /Renter’s Insurance coverage for fire damage? Most insurance policies do cover damage from fire (wild fires, vegetation fires, etc.). Although make sure to check your policy to understand: Dwelling /Structural coverage Personal property coverage Additional Living Expenses coverage Know your policy limit –  Find out your policy limit, and divide it by the square footage of your home. This is a rough estimate, but if the number is less than $200, you are probably underinsured. Make sure your coverage is up-to-date – You might want to check the new building standard…